Guaranteed Income Certificate (GIC)


GIC's carry higher interest rates than premium savings balances and may be purchased for terms of 1 to 5 years.  Withdrawals or redemptions are not permitted prior to maturity.  GIC's may be held directly or as part of a registered plan.

The minimum deposit is $500 ($100 if member is under 21 years of age).

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Unless the Estonian Credit Union is notified by phone, fax, mail, or in person, GICs are automatically renewed at the going rate for the same term.
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