Set Up a Registered Disability Savings Plan (RDSP)

Create a nest egg for your future financial needs

A Registered Disability Savings Plan (RDSP) is a tax-sheltered government plan that helps Canadians with disabilities set aside up to $200,000 for their future.

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Benefit from the savings power of an RDSP

Grow your money faster – Because your RDSP is tax-sheltered until withdrawal, your savings grow faster.
Anyone can contribute – Whether friends or family, anyone can add savings to your RDSP.

Benefit from government grants – Grow your savings even faster with grants from the federal government.
Use funds for anything – Money withdrawn can be used for anything the person with a disability may need.

Learn more

People can contribute into an RDSP until:

The beneficiary turns 59 years old
Contributions to the plan reach $200,000
The beneficiary no longer qualifies for the Disability Tax Credit
The beneficiary no longer lives in Canada (for tax purposes)

Having an RDSP or withdrawing it from it does not affect other federal government benefits or programs.

We are proud to offer RDSP's through our partner Aviso Wealth (formerly Credential Asset Management Inc.) Contact us in branch to learn more!

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Whether you're an investing expert or a total beginner, our team will help you maximize your disability savings.

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Effective April 1, 2024, Credential Securities, Credential Asset Management, Qtrade Asset Management and Qtrade Advisor will merge under the new name Aviso Wealth.
Formed in 2018 with the merger of Credential Financial, Qtrade Financial Group and NEI Investments, Aviso is one of Canada’s largest independent wealth management firms. Owned by credit unions, Aviso serves over 375,000 members at 150 credit unions across the country and has the resources to bring competitive products and services to your credit union.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.