OnlineBanking
  Services


We are pleased to provide services to our members
WITHOUT ANY FEES OR CHARGES!
Bill payments - either in branch or through our on-line banking facility.
Stop payments (on cheques or electronic payments).
Canadian and US Money Orders.
Telephone services: transfers, inquiries and bill payments.
Cheque certification.
Standard cheque order .
Monthly statements with cancelled cheques.
AMEX Traveller's Cheques in Canadian or US dollars and in EUROs.
Pre-authorized payments and transfers.
Daily exchange rates for US, Euros and Estonian Kroons are available from our office.

Withdrawals

   Deposits
In branch.

With a DEBIT CARD (CU Member Card) from  ATM-s on the worldwide Plus network system, including Estonia
(please note that you have to have a chequing or Personal 1 account for withdrawals abroad)!.

With our Debit Card at Canadian and US Point of Sale systems on the Interac or ACCEL networks.
Click here for ATM Locations.

 (note that while we do not charge fees for Debit Card transactions members may be levied a charge by owners of ATM not belonging to the AccuLink® or THE EXCHANGE® Network)
In branch.
By electronic funds transfer (payroll deposits, government pensions & tax refunds).
At ATMs on THE EXCHANGE® Network and select credit union ATMs located throughout Ontario using our Debit Card.   Click here for ATM Locations.
By mail  (please be sure to write “Deposit only to Account No…” on the back of each cheque).
In our drop-box after hours.
Post-dated deposits in our office & by mail.
 
Foreign Exchange   Wire and Electronic Transfers
We can provide our members with Estonian Kroons for incidental expenses upon arrival in Estonia.

We also exchange US dollars and Euros on a daily basis.

Other currencies can be obtained upon request, but may require one week’s advance notice.
 
We have the ability to send or receive funds world wide, including to and from Estonia.

However, there may be transaction fees associated with these transfers.

Click here to learn more about sending money to ETCU.
Online Banking   Credit Union MasterCard 

Our Online Banking allows our members to perform many of their banking transactions without concern for the time of day or the day of the week, using a secure internet environment.

The Estonian (Toronto) Credit Union Ltd. Online Banking service supports access to your credit union accounts for:

• Account balances, statements and history
• Bill payments – including post-dated (click here for vendors)
• Transfers between related accounts

 There are no fees associated with this service!

To get started you need to contact our office so that we can set up your User ID, along with a temporary password.  You then go to our website, click the Online Banking link, located on the top right hand corner of the web page, and start doing your own banking.

  

Apply for a card.

Check your current balance.

Cardholder Services: 1-800-561-7849

Credit Union MasterCard Merchant Services  

Unified Network Payment Solutions™ (UNPS) is a full-service merchant card processor that enables Canadian businesses to meet the payment needs of their clients.
UNPS enables merchants to accept MasterCard®, VISA®, American Express®, Diners Club®, and Interac® direct payment.

For more information about card acceptance for your business, contact our office, or call Unified Network Payment Solutions at 1-888-263-1938.
Insurance   Mobile Text Banking
We offer life, disability, loss of employment and critical illness coverage on mortgages through CUMIS Life Insurance Company. Term life insurance is also available. Contact our loan department for more information.  

Mobile banking gives you real-time access to your accounts wherever you happen to be. Just send a quick text message to your account and you'll receive a message back. It's fast, it's easy and it's a free service offered to you by the Estonian Credit Union.

 

 
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Copyright © 2004 Estonian (Toronto) Credit Union Limited.
958 Broadview Ave. Toronto ON M4K 2R6 (416)465-4659