| |
|
| |
| First
Mortgage Loans |
| First
time borrower with Estonian (Toronto) Credit Union:
2.75% (1 yr open) |
| 1
year
closed |
1
year
OPEN |
2
year
closed |
3
year
closed |
4
year
closed |
5
year
closed |
| 3.20% |
3.40% |
3.50% |
3.60% |
3.70% |
3.75% |
| Variable
Rate Mortgage: |
2.90%
(5 year - closed) |
| Variable
Rate Mortgage: |
3.40% (5 year - open) |
Reverse
Mortgages
(operates as available Line of Credit) |
4.50% |
| Home
Equity Line of Credit: |
3.50% |
 |
 |
 |
 |
 |
 |
|
| |
| Personal
Loans (open,
simple interest) |
| |
1
year |
up
to 3 years |
up
to 5 years |
|
| |
7.50% |
7.75% |
8.25% |
|
| New
Car (less than 3 years old with original warranty) |
| 1
year |
2
years |
3
years |
4
years |
5
years |
| 6.00% |
6.50% |
6.50% |
6.75% |
7.00% |
| RRSP/
RESP: |
Call
us for the current rate
(1 year - open) ETCU RRSP deposit |
| Line
of Credit: |
8.50% |
 |
 |
 |
 |
 |
|
| |
|
RRSP, RRIF & TFSA |
| Variable
Savings |
1
year
|
2
year
|
3
year
|
4
year
|
5
year
|
| 1.60% |
1.50% |
1.70% |
2.00% |
2.20% |
2.50% |
|
| |
| Investments |
|
PREMIUM SAVINGS
|
1.30% |
1
year cashable U.S.$ GIC (>30 days early redemption
rate 0.05%): The
minimum deposit is $1,000 ($100 if member is under 21 years of age)
|
0.40% |
Guaranteed
Investment Certificate - GIC (non-redeemable prior
to maturity)
The minimum deposit $500 ($100
if member is under 21 years of age) |
| 1
year |
2
years
|
3
years
|
4
years
|
5
years
|
| 1.40% |
1.60% |
1.90% |
2.10% |
2.40%
|
|
| |
| Deposit
Accounts |
| Personal
1
(daily interest chequing savings - tiered) |
| 0
- $4,999.99
|
$5,000.00
- $9,999.99
|
$10,000.00
- $24,999.99
|
$25,000.00
- $59,999.99
|
$60,000.00 +
|
| 0.05%
|
0.10% |
0.15% |
0.25% |
0.40% |
|
|
Premium
Savings |
|
| |
1.30% |
|
| US
Daily Interest Savings |
US
Monthly Interest Chequing |
EURO
Daily Interest Savings |
| 0.05% |
0.05% |
0.02% |
|
| |
|
|
|
|