| |
|
| |
| First
Mortgage Loans |
| First
time borrower with Estonian (Toronto) Credit Union:
5.15% (1 yr open) |
| 1
year
closed |
1
year
OPEN |
2
year
closed |
3
year
closed |
4
year
closed |
5
year
closed |
| 6.00% |
6.05% |
6.15% |
6.25% |
6.45% |
6.55% |
| Variable
Rate Mortgage: |
4.50% (5 year - open) |
Reverse
Mortgages
(operates as available Line of Credit) |
7.05% |
| Home
Equity Line of Credit: |
5.25% |
 |
 |
 |
 |
 |
 |
|
| |
| Personal
Loans (open,
simple interest) |
| |
1
year |
up
to 3 years |
up
to 5 years |
|
| |
7.50% |
7.75% |
8.25% |
|
| New
Car (less than 3 years old with original warranty) |
| 1
year |
2
years |
3
years |
4
years |
5
years |
| 6.00% |
6.50% |
6.50% |
6.75% |
7.00% |
| RRSP/
RESP: |
5.75%
(1 year - open) ETCU RRSP deposit |
| Line
of Credit: |
8.50% |
 |
 |
 |
 |
 |
|
| |
|
R.R.S.P. |
| Variable
Savings |
1
year
|
2
year
|
3
year
|
4
year
|
5
year
|
| 3.15% |
3.45% |
3.55% |
3.65% |
3.85% |
4.15% |
|
| |
| Investments |
|
1 year cashable
GIC (>30 days early redemtion rate 2.65%):
min $1,000 ($100 for kids up to 21)
|
3.15% |
1
year cashable U.S.$ GIC (>30 days early redemtion
rate 0.80%:
min $1,000 ($100 for kids up to 21) |
1.30% |
Guaranteed
Investment Certificate - GIC (non-redeemable prior
to maturity)
minimum $500, for kids up to 21 - $100
|
| 1
year |
2
years
|
3
years
|
4
years
|
5
years
|
| 3.25% |
3.30% |
3.60% |
3.80% |
4.10%
|
|
| |
| Deposit
Accounts |
| Personal
1
(daily interest chequing savings - tiered) |
| 0
- $4,999.99
|
$5,000.00
- $9,999.99
|
$10,000.00
- $24,999.99
|
$25,000.00
- $59,999.99
|
over
$60,000.00
|
| 0.10%
|
0.20% |
0.35% |
0.75% |
1.50% |
| Monthly
Interest Chequing |
Daily
Interest
Savings |
Monthly
Interest Savings |
| 0.10% |
0.75% |
1.00% |
| US
Daily Interest Savings |
US
Monthly Interest Chequing |
EURO
Daily Interest Savings |
| 0.50% |
0.10% |
0.10% |
|
| |
|
|
|
|